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Creditor Harassment & Debt Collector Abuse

What Can You Do to Make it Stop?

At Ross & Schnarrs, our attorneys frequently hear one question:

“I'm being abused and harassed by debt collectors. What can I do about it?”

We usually tell them that they can file bankruptcy to make the debt collector abuse and creditor harassment stop. They expect that answer. However, we also provide another answer, one that they don't expect:

We can sue the debt collectors and creditors. If we're successful, we can make them pay you.

Forms of Debt Collector Abuse

The Fair Debt Collection Practices Act outlines things that debt collectors can and cannot do. Actions that they cannot do, actions that constitute illegal debt collector abuse, include:

  • Verbal harassment: Debt collectors cannot swear at you, they cannot make rude statements about late payments and past-due bills
  • Deceitful statements: Debt collectors cannot lie by making threats that they cannot legally support, such as threats to sue you or threats to send you to jail
  • Third party contact: Debt collectors cannot call your family, your neighbors or your employer and inform them about your debt or ask questions pertaining to collections, other than determining your location

What Debt Collectors can be Sued?

Our lawyers can sue any debt collector that commits abuse and violates the Fair Debt Collection Practices Act. It doesn't matter whether they are located in Pottstown, Pennsylvania or anywhere else in the country as long as our clients are located in the Eastern District of Pennsylvania. It doesn't matter how much they are trying to collect or what type of debt it is.

The only thing that matters is that they violated the law and we are ready to hold them accountable for it. We are ready to file a lawsuit to see that you get compensation for debt collector abuse.

Extra Money for You at No Extra Cost

There is no extra cost if we are able to find an opportunity to file a lawsuit against an abusive or harassing creditor.

We handle these cases on a contingency basis, which means that our payment will be taken as a small percentage of the total amount of extra money that we recover for you.

Contact Ross & Schnarrs Today

Our lawyers are ready to discuss creditor harassment and debt collector abuse. Contact us today to learn more about what we can do to help you overcome your legal troubles.

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